Add a savings agent
to your platform.
Help customers earn more on their cash.
Keep the relationship. We handle the execution.
Why partner with Riff.
New revenue. Better outcomes.
You earn too.
Share in the value created.
Customers earn more.
Put idle cash to work automatically.
Keep the relationship.
Customers stay in your ecosystem.
We handle the execution.
Account opening, money movement and infrastructure.
Built for platforms that already help customers manage money.
Turn recommendations into action. Riff opens accounts, moves money and keeps cash earning while you keep the customer relationship.
Add active cash management alongside investments. Riff handles account opening and money movement while you remain the primary relationship.
FAQs
The proposition
What is Riff for Platforms?
A savings agent your customers use inside your platform. It keeps their spending money ready, puts spare cash to work with our partner banks and brings it back when they need it. You keep the customer. Riff runs the accounts and the money movement.
Who is it for?
Platforms that already help people manage money: AI assistants, wealth platforms, employee benefits, comparison sites and mortgage platforms. If your customers hold cash that earns little, Riff can put it to work without them leaving you.
How do we earn from it?
You share in the value Riff creates. Terms depend on volume and how deeply Riff is embedded.
Who owns the customer relationship?
You do. Customers come to Riff through you, and our partner banks don't market to them.
How it works
What does Riff handle, and what do we handle?
Riff handles account opening with partner banks, moving money between accounts, the FSCS view across banks and the infrastructure behind it. You handle distribution and the customer experience.
How do we integrate?
We scope and build the integration with you, embedding Riff in your customer journey or handing customers to the Riff app. There's no self-serve developer portal yet.
Can Riff carry our brand?
Yes. Riff can run under your brand inside your platform.
How long does it take to go live?
Weeks, not months. Timing depends on how deeply Riff is embedded and what your platform needs.
Regulation and safety
Is Riff regulated?
Riff has applied to the Financial Conduct Authority for authorisation as a Payment Institution. It won't move customer money until it's authorised.
Does our platform need to be regulated?
No. Riff carries the regulatory responsibility for the savings service.
Where is customer money held, and is it protected?
Customer money is held for them, separate from Riff's own money, and placed with UK partner banks. Eligible deposits are protected by the FSCS up to £120,000 per person, per banking group.
Getting started
When can we start?
We're working with a small number of partner platforms ahead of launch. Talk to us now to be part of early access.
How do we get started?
Use Talk to us on this page and tell us about your platform and your customers. We'll come back to you to set up a first call.